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Car Insurance Companies In Hillsboro Argument no . several: If a close friend crashes my very own car, his or her insurance will handle the damage This is a complete fable because insurance policies protect vehicles but not drivers. Not just will your personal friend's insurance policies not handle the damage, there's also a good chance that your unique insurance company will not likely cover destruction and you will have to pay for it through your own wallet. Most auto insurance policies are generally either for the ‘Nominated Driver' or to get ‘Multiple Drivers'. If you are the simply nominated motorist on the insurance policy then your promise will be terminated. Some multiple driver guidelines only cover the policy holder and their spouse, and this might also end up being insufficient to cover your pal’s accident inside your vehicle. In case your policy does cover your current friend plus the claim works then you can assume your insurance coverage premium to go up into. You will also shed your no-claim bonus should there be one.